Your school determines the loan type(s), if any, and the actual loan amount you are eligible to receive each award year.  However, there are limits on the amount in subsidized and unsubsidized loans that you may be eligible to receive each award year (annual loan limits) and the total amounts that you may borrow for undergraduate and graduate study (aggregate loan limits). The actual loan amount you are eligible to receive each academic year may be less than the annual loan limit. These limits vary depending on:

 Your cost of attendance
 Expected Family Contribution
 Other financial aid received
 Program length